Important information and useful tips concerning the more common aspects of a WSIB claim
Additional important information you should know concerning how a claim is filed with the Workplace Safety & Insurance Board (WSIB).
Important information about filing a claim with the WSIB
Filling a WSIB claim is quite simple and straight forward. However, it is important to keep in mind some important steps so that your claim doesn't get derailed right from the start.
These simple steps can help in making a claim and minimize or prevent potential problems down the road!
Additional information concerning how Loss of Earnings (LOE) and Health Care Benefits are determined by the WSIB.
Important information about Loss of earnings (LOE) benefits
The Workplace Safety & Insurance Act provides the WSIB with the authority to pay Loss of Earnings. If you miss time from work because of a work-related injury or illness and the WSIB allows your claim, you are entitled to receive LOE benefits.
What you need to know concerning the payment of LOE benefits.
HEALTH CARE BENEFITS
The WSIB is required to help you recover after a workplace injury or illness. This means that they will pay for all approved health care costs related to your claim, even if you have not missed time at work and even if you have insurance coverage.
Your primary health care provider will guide you to get appropriate treatment that the WSIB covers. If you need help to find a specialized health care provider, you can search the WSIB's Programs of Care Directory by clicking this link.
Additional information concerning the Work Reintegration process, as well as what happens if your injury or illness results in a Permanent Impairment.
help with your Return to work following your injury or illness & a permanent impairment award
The WSIB is required to help you with your return to work following your injury or illness.
If your injury or illness results in a permanent impairment, you are entitled to receive a permanent impairment award, as will be described here in the following section.
Whether it's to help you return to work with your pre-injury employer, job search assistance if you're not able to go back to your pre-injury job, or retraining, the WSIB has a number of tools, resources and expertise at their disposal to help you return to work.
Permanent impairment & Non-Economic Loss Benefit
The WSIB is required to compensate you if your workplace injury or illness that resulted in a permanent impairment. In other words, if you never fully recovered from the affects of your injury or illness. For an injury or illness that occurred after January 1, 1990, a permanent impairment is referred to as a Non-Economic Loss benefit (NEL).
For injuries that took place before January 1, 1990, a permanent impairment is referred to as a Permanent Disability (PD) or a pension.
It is important to note that there are some significant differences between how each benefit is calculated and paid. Click the link below for more information concerning the matter of permanent impairment, based on whether your injury or illness took place before or after January 1, 1990.
MORE on Permanent Disability Benefits (Accidents before 1990).
Additional information concerning the WSIB's Appeal Process.
APPEALING A WSIB DECISION
The WSIB appeal system is complex, intimidating and frustrating. It is laid-out in their 50 page document titled Appeals Services Division Practices & Procedures Document. It is an extensive document containing policies and procedures, legislative amendments, that even seasoned professionals have trouble with.
With 30 years of hands-on experience representing injured and ill workers, we have cut through the red tape for you and created a system to empower you to obtain the benefits to which you may be entitled.