Frequently Asked Questions

What Kits Are Used For

This Kit provides the entire process we've setup to allow you to have the WSIB recalculate your compensation rate if your injury or illness happened between July 1985 and December 31, 1997. This will impact previously calculated Temporary Disability Benefits (TTD), Permanent Disability Benefits (PD) and any Section 147 Supplements that you were paid during that period. Should this result in an increase to your compensation rate, this will result in arrears benefits being paid, and any monthly pension you currently receive will also be increased. 

Use this Kit to gain entitlement to Full Loss Of Earnings benefits. This applies to claims after January 1, 1998.

Use this Kit to gain entitlement to Partial Loss of Earnings, if you were left with a permanent impairment as a result of your work related injury or illness which allowed you to return to some type of employment following your injury or illness, but were unable to restore all your pre-injury average earnings in suitable and available employment. This Kit requests that the WSIB pay your partial LOE benefits based on your actual earnings obtained in suitable and available employment.

This applies to claims after January 1, 1998. 

Use this Kit to make the case that that your Partial Loss of Earnings benefits should be based on actual earnings from employment and not determined earnings as concluded by the WSIB. If you were not provided with Return To Work (RTW) services following your injury, are underemployed in a job not identified in the Suitable Occupation (SO), or are voluntarily underemployed in the identified SO. This applies to claims after January 1, 1998.  

Use this Kit to gain entitlement to a Non-Economic Loss Award, if you had a workplace injury or developed a workplace illness on or after January 1, 1990, which resulted in a permanent impairment. If you were assessed for a NEL award and were given a zero award, our Decision Reconsideration Kit can help you in requesting a reconsideration of that decision.

Use this Kit to request the WSIB to grant a redetermination of a previously awarded Non-Economic Loss (NEL) benefit. A NEL redetermination can only be done 12 months after the previous NEL assessment took place. If you were previously denied a NEL Redetermination, you can use our Decision Reconsideration Kit to have that decision reconsidered. This only applies to claims after January 1, 1990. 

Use the Future Economic Loss Presumption Kit to request the WSIB to grant entitlement to a full Future Economic Loss (FEL) benefit. If you had a workplace injury or developed a work-related illness after January 1, 1990, and said injury or illness prevented you from returning to work in any capacity, you may be entitled to a full FEL award to compensate you for your wage loss. This applies to claims on or after January 1, 1990.

Use this Kit to gain entitlement to a pension. If you suffered a work-place injury or illness prior to January 1, 1990 and said injury or illness resulted in a permanent impairment which is supported by medical documentation, you are entitled to receive a Permanent Disability (PD) benefit (also referred to as a Pension) to compensate you for your permanent impairment. 

Use this Kit to gain entitlement to a reassessment of your pension. If you currently receive a Permanent Disability (PD) benefit or pension for a work related injury or illness that took place before January 1, 1990, and if there has been a deterioration of said injury or illness supported by medical documentation, you are entitled to have a reassessment of your pension. 

Use this Kit to gain entitlement to a Section 147(4) Supplement (also referred to as a Wage Loss Supplement and an Older Worker Supplement) if you are in receipt of a Permanent Disability (PD) benefit or pension and you were not able to restore your escalated pre-accident earnings following your injury or illness, due in part to your work illness or injury. 

Use this Kit to gain entitlement to Chronic Pain Disability (CPD) for a work related injury or illness when medical documentation demonstrates that you have not fully recovered from said injury or illness and your condition meets the WSIB's five point criteria governing Chronic Pain Disability. This applies to all claims regardless of injury date.

Use this Kit to gain entitlement to Psychotraumatic Disability for an injury or illness you suffered at work which has resulted in a psychotraumatic disability and is supported by medical documentation.

Use this Kit to gain entitlement to the Independent Living Allowance (ILA) if your work related injury or illness has been assessed at 100% Permanent Disability (PD) award or pension (for pre-1990 injury or illness), or a %60 Non-Economic Loss (NEL) award (for post January 1, 1990 injury or illness, or a combination of the two.

Use this Kit to gain entitlement to a Secondary Condition resulting from your work injury or illness. This applies to all claims.

Use this Kit to request the WSIB to conduct a reconsideration of a previous decision made in your claim.

This applies to all claims regardless of the date of injury or illness.

About our process

Our WSIB Settlement Kits were carefully created to allow our members to seek benefits from the Workplace Safety & Insurance Board (WSIB), and were developed by individuals who have extensive knowledge and expertise, with proven results, in WSIB Legislation, policy and procedures.  

When developing our Kits, we looked at a wide range of benefits our Members may be entitled to receive. Some examples are; Pre-1990 Pension, Pre-1990 Pension Reassessment, NEL Award, FEL Award, LOE Benefits, Chronic Pain Disability, Section 147(4) Wage Loss Supplement, and more. Any issue you may have with respect to your claim, can be handed by one or more of our WSIB Settlement Kits. 

When you hire a Paralegal or a Lawyer to represent you with respect to your claim with the WSIB or the WSIAT, they prepare your case and submit arguments on your behalf. They typically charge a contingency fee ranging from 25% to 30% of your settlement. In some cases, they also charge for disbursements and other services. This can amount to thousands of dollars from your settlement money. For a small monthly subscription, you will have access to all our WSIB Settlement Kits and other support tools required to handle you claim. You will be able to select the WSIB Settlement Kit or Kits that address your entitlement concerns, follow the simple instructions that come with your Kit, including a short instructional video and submit it to the WSIB. The Kits includes WSIB Law and Policy specific to your issue, and in appropriate circumstances WSIAT decisions pertaining to issues that were appealed similar to yours, with positive results (this is referred to as jurisprudence). If your case succeeds, you don't have to pay anyone any fees. You get to keep your entire settlement for you and your family.    

All WSIB Settlement Kits and other tools are free to use with one of our Member Plans. Click here to view and compare plans.

To access the Kits, sign up for your Free Account , purchase your Member Plan . From your account dashboard click on the MEMBER CENTRE button which will provide you with access to all the Settlement Kits and other tools.

If you already have a Plan and you would like to download a Kit, simply login to your account and select the Kit you wish to access. Fill in the areas you need, click to download, email and print your document.

No we do not deal with the WSIB directly. With our Kits, there is no need for anyone to deal with the WSIB on your behalf. Each Kit is prepared in such a manner as to allow you to apply for benefits and/or appeal WSIB decisions in your claim. The arguments provided with each Kit follow the same legal principals and WSIB Policies and Procedures we have followed for many years successfully when representing injured or ill workers. Additional guidance and support is provided through our Just Ask Joe feature and other member tools.  

Although our company does not provide legal services and deal with the WSIB or the WSIAT, we can refer you to a paralegal who has been thoroughly vetted and meets our strict criteria for WSIB and WSIAT representation services, at a preferred rate for our Members. 

Our system has some very unique features to make things easier for our Members. You must login to your account which provides you with access to your Member Dashboard. From there, click on the MEMBER CENTRE link and select the WSIB Settlement Kit you want to use and complete the Form. When finished completing the Form, you can download and save your Kit. You can email it directly to a third party by entering their email address, and you can print your Kit as well. You can also upload your Kit directly to the WSIB from the MEMBER CENTRE.

No. That's one of the amazing benefits of our system and our Member Plans. For a small monthly fee, you get to use all our WSIB Settlement Kits and other tools when you need them. Click here for Member Plans .

Click What Kits Are Used For for a description of what each Kit is for. Some Kits can address more than one issue. Should you require assistance with your selection, someone from our Customer Success Team.  

Customer Success Team 

Billing Questions

Your first payment for your subscription is done on the date you purchase your subscription. It is billed monthly after that, on the same day each month for 12 months. Details of your plan are also available in your Member Dashboard by logging in to your account. If you haven't yet selected a Plan, you can view the details pertinent to each Plan by clicking this link .

Your invoices are sent following each payment and can be viewed along with all account information in your Member Dashboard by logging in to your account.

Yes, sales tax is charged at the time of each invoice.

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