Frequently Asked Questions
About our process
No, we do not provide legal services. Our WSIB Settlement Kits have been created by individuals who have extensive expertise with respect to the Workplace Safety & Insurance Board and the Workplace Safety & Insurance Appeals Tribunal with proven results.
Our WSIB Settlement Kits were carefully created to allow our members to seek benefits from the Workplace Safety & Insurance Board (WSIB). Our Kits were developed by individuals who have extensive knowledge and expertise, with proven results, in WSIB Legislation and policy. Click here to learn more about our Kits.
When developing our Kits, we looked at a wide range of benefits our Members may be entitled to receive. Some examples are; Pre-1990 Pension, Pre-1990 Pension Reassessment, NEL Award, FEL Award, LOE Benefits, Chronic Pain Disability, Section 147(4) Wage Loss Supplement, and more.
When you hire a paralegal or a lawyer to represent you with respect to your claim with the WSIB or the WSIAT, they prepare your case and submit arguments on your behalf. They typically charge a contingency fee ranging from 25% to 30% of your settlement. If they succeed in their efforts, they take anywhere from a few thousand dollars for their services. With our WSIB Settlement Kits, you don't need a paralegal or lawyer to represent you. You are able to select the Kit that addresses your entitlement concerns, follow the simple instructions that come with your Kit, including a short instructional video and submit it to the WSIB. The Kit includes WSIB Law and Policy specific to your issue, and in appropriate circumstances WSIAT decisions pertaining to issues that were appealed similar to yours, with positive results (this is referred to as jurisprudence). If your case succeeds, you don't have to pay anyone any fees. You get to keep your entire settlement for you and your family.
No we do not deal with the WSIB at all. With our Kits, there is no need for anyone to deal with the WSIB on behalf of the claimant. Each Kit is prepared in such a manner as to allow the claimant to deal with the WSIB directly. The arguments provided with each Kit follow the same principals we have followed for years successfully when representing injured or ill workers.
Although our company does not provide legal services and deal with the WSIB or the WSIAT, we can refer you to a paralegal who has been thoroughly vetted and meets our strict criteria for WSIB and WSIAT representation services, at a preferred rate for our Members.
No. As you will see, all our Kits are designed in a manner that contains only your claim related information, your address and date of injury. There is no information pertaining to our company on it. We believe WSIB Case Managers and other decision makers will appreciate and respect the credible manner in which you are making your claim and will be very thorough in their review of the matter and in rendering their decision. This places you in a advantageous position.
Each decision by the WSIB must be made in a fair and just manner. It must also be made based on the merit of each case. Unfortunately, not all WSIB decisions are in favour of the claimant. Members can use our Appeal Kit to appeal WSIB decisions.
All Kits are free to use and included in each Plan. The Plus and Full Access Plans provide additional benefits for the Member. Click here to view and compare plans.
To access the Kits, you must select your Plan (Basic Member, Plus Member or Full Access Member). Click here for Member Plans
If you already have a Plan and you would like to download a Kit, simply login to your account and select the Kit you wish to access. Fill in the areas you need, click to download, email and print your document.
Your first payment for your subscription is done on the date you purchase your subscription. It is billed monthly after that, on the same day each month for 12 months. Details of your plan are also available in your Member Dashboard by logging in to your account. If you haven't yet selected a Plan, you can view the details pertinent to each Plan by clicking this link .
Your invoices are sent following each payment and can be viewed along with all account information in your Member Dashboard by logging in to your account.
Yes, sales tax is charged at the time of each invoice.
If you do not have a Member Plan, you must activate one of our three Member Plans . Basic Member, Plus Member and Full Access Member. Once you have completed the sign-up process, all of the Kits will be available for you on your Member Dashboard. To access the Kits, you must be logged in to your account.
If you do have a Member Plan, you can login to your Member Dashboard anytime and select the Kit you want to use.
Our system has some very unique features to make things easier for our Members. You must login to your account which provides you with access to your Member Dashboard. From there, click on the Kit you want to use and complete the Form. When finished completing the Form, you can download and save your Kit. You can email it directly to a third party by entering their email address, and you can print your Kit as well. You can also upload your Kit directly to the WSIB.
All Kits are free to use with each of the three member plans. Once you activate your membership, the Kits will be available for you to use at no additional charge. Click here for Member Plans .
A short Instructional Video is provided with each Kit illustrating best practice tips for its' use. When appropriate, we add additional optional tools to your Kit to increase its' effectiveness. Click here for a short description of each Kit.
What Kits Are Used For
This Kit is used to request the WSIB to recalculate the compensation rate for injuries prior to 1990. This Kit also has an impact on all Total Temporary Disability Benefits (TTD), Permanent Disability Benefits (PD) and any Section 147 Supplements that were paid during that period. The WSIB routinely calculated TTD benefits based on the earnings reported by the accident employer's accident report (Form 7). In the thousands of cases we reviewed, these were most often reported as an hourly rate. Our Compensation Rate Recalculation Kit, was created to allow customers who had an accident or work related illness prior to January 1, 1990 to have their earnings recalculated such as; Temporary Total Disability, Permanent Partial Disability & Section 147 benefits.
Individuals who had a workplace injury or developed a workplace illness on or after January 1, 1990, which resulted in a permanent impairment, are entitled to be assessed for, and granted a Non-Economic Loss award. If this has not happened in your case, our Non-Economic Loss Benefit Kit was created to enable you to make a formal request for this to take place. In the event that you were assessed for a NEL award and were given a zero award, our Decision Reconsideration Request Kit can help you in requesting a reconsideration of that decision.
This Kit is used to request the WSIB to grant a redetermination of a previously awarded Non-Economic Loss (NEL) benefit. This only applies to claims on or after January 1, 1990. A NEL redetermination can only be done 12 months after the previous NEL assessment.
This Kit is used to request the WSIB to grant entitlement to a full Future Economic Loss (FEL) benefit. If you had a workplace injury or developed a work-related illness after January 1, 1990, and said injury or illness prevented you from returning to work in any capacity, you may be entitled to a full FEL award to compensate you for your wage loss. This only applies to claims on or after January 1, 1990.
If you suffered a work-place injury or illness prior to January 1, 1990 and said injury or illness resulted in a permanent impairment which is supported by medical documentation, you are entitled to receive a Permanent Disability (PD) benefit (also referred to as a Pension) to compensate you for your permanent impairment. You can use this Kit to request the WSIB to assess a PD or Pension for your permanent impairment.
If you currently receive a Permanent Disability (PD) benefit or pension for a work related injury or illness that took place before January 1, 1990, and if there has been a deterioration of said injury or illness, you are entitled to have a reassessment of your pension. Our Pre-1990 Pension Reassessment Kit was created to allow you to make formal request of the WSIB, to conduct a reassessment of your pension. This only applies to claims prior to January 1, 1990.
This Kit is used to request the WSIB to grant a Section 147(4) Supplement (also referred to as a Wage Loss Supplement and an Older Worker Supplement) for injured or ill workers who receive a Permanent Disability (PD) benefit and were not able to restore their escalated pre-accident earnings following their injury or illness, due in part to their work illness or injury.
If you currently receive a Permanent Disability (PD) benefit, or pension for a work-place injury or illness that took place before January 1, 1990, you may request that the WSIB pay this benefit as a lump sum commutation of said pension. Our Pre-1990 Pension Commutation Kit is used to request the WSIB to commute an injured or ill workers' Permanent Disability (PD) into a lump sum. This only applies to claims on or before January 1, 1990.
This Kit is used to request the WSIB to grant entitlement to a Section 147(14) benefit (also known as a Bill 165 Award), which pays an additional $200 to injured or ill workers who are in receipt of a Section 147(4) Supplement. This only applies to claims on or before January 1, 1990.
This Kit is used to request the WSIB to grant entitlement to Chronic Pain Disability (CPD) for injured and ill workers who suffer from chronic pain resulting from their work injury or illness. This applies to all claims regardless of injury date.
This Kit is used to request the WSIB to grant entitlement to Psychotraumatic Disability for injured and ill workers who suffer from psychotraumatic disability resulting from their work injury or illness.
This Kit is used to request the WSIB to grant entitlement to the Independent Living Allowance (ILA) for injured and ill workers who have been granted a 100% Permanent Disability (PD) award, or a %60 Non-Economic Loss (NEL) award, or a combination of the two.
This Kit is used to request the WSIB to grant an injured or ill worker entitlement to a Secondary Condition resulting from their work injury or illness. This applies to all claims.
This Kit is used to request the WSIB to conduct a reconsideration of a previous decision .
This applies to all claims regardless of the date of injury or illness.
Members can use this Kit to request that the WSIB pay full Loss Of Earnings benefits.
This applies to claims after January 1, 1999.
Members who were able to return to some type of employment following their injury or illness, but who are unable to restore all of their pre-injury average earnings in suitable and available employment, can use this Kit to request that the WSIB pay partial LOE benefits based on their actual earnings.
This applies to claims after January 1, 1999.
Members can use this Kit to make the case that their benefits be paid based on actual earnings and not determined earnings should this be the case, if they:
- are not provided with Return To Work (RTW) services following their injury
- are underemployed in a job not identified in the Suitable Occupation (SO), or
- are voluntarily underemployed in the identified SO
Members who remain unemployed at the completion or closure of the RTW plan that involved training, can use this Kit to make the case that the WSIB pay full LOE benefits.
This applies to claims after January 1, 1999.